{"id":4257,"date":"2025-08-21T15:14:45","date_gmt":"2025-08-21T14:14:45","guid":{"rendered":"https:\/\/cea-belgium.be\/?p=4257"},"modified":"2026-04-09T15:52:25","modified_gmt":"2026-04-09T14:52:25","slug":"2025-plus-de-responsabilite-personnelle-comment-se-premunir","status":"publish","type":"post","link":"https:\/\/cea-belgium.be\/fr\/2025-plus-de-responsabilite-personnelle-comment-se-premunir\/","title":{"rendered":"Depuis le 1er janvier 2025, plus de responsabilit\u00e9 personnelle : comment se pr\u00e9munir ?"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.27.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#233F92&Prime; background_image=\u00a0\u00bbhttps:\/\/cea-belgium.be\/wp-content\/uploads\/2024\/09\/Square_Group.png\u00a0\u00bb background_size=\u00a0\u00bbcustom\u00a0\u00bb background_image_width=\u00a0\u00bb50%\u00a0\u00bb background_position=\u00a0\u00bbtop_right\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb background_color_tablet=\u00a0\u00bb#233F92&Prime; 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_module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bb|600||on|||||\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb header_font=\u00a0\u00bb|700|||||||\u00a0\u00bb header_font_size=\u00a0\u00bb28px\u00a0\u00bb header_letter_spacing=\u00a0\u00bb1px\u00a0\u00bb header_line_height=\u00a0\u00bb35px\u00a0\u00bb width=\u00a0\u00bb80%\u00a0\u00bb custom_margin=\u00a0\u00bb||20px||false|false\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbleft\u00a0\u00bb animation_duration=\u00a0\u00bb2000ms\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb28px\u00a0\u00bb header_font_size_phone=\u00a0\u00bb25px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h1 data-pm-slice=\"1 1 []\"><span>Depuis le 1er janvier 2025<\/span>, plus de responsabilit\u00e9 personnelle : comment se pr\u00e9munir ?<\/h1>\n<h4 data-pm-slice=\"1 1 []\"><span>Le Nouveau Livre 6 du Code civil<\/span><\/h4>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb2_5&Prime; 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_module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb300px\u00a0\u00bb width_tablet=\u00a0\u00bb300px\u00a0\u00bb width_phone=\u00a0\u00bb250px\u00a0\u00bb width_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb border_radii=\u00a0\u00bbon|50%|50%|50%|50%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00a0\u00bb2_5&Prime; disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb40px|0px||0px|false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbText GESCHREVEN DOOR\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bb|||on|||||\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(35,63,146,0.5)\u00a0\u00bb custom_margin=\u00a0\u00bb||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>\u00c9CRIT PAR<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbText naam auteur en functie\u00a0\u00bb module_class=\u00a0\u00bbnaam-auteur\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#A5358C\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span>Val\u00e9rie Aerens,<\/span><br \/><span>Key Account Manager \u2013 Juriste CEA Belgium<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbSection inhoud nieuwsbericht\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/cea-belgium.be\/wp-content\/uploads\/2023\/03\/CEA_Patroon_1-1.png\u00a0\u00bb background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat-y\u00a0\u00bb custom_margin=\u00a0\u00bb40px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb background_color_phone=\u00a0\u00bb#FFFFFF\u00a0\u00bb background_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb background_enable_color_phone=\u00a0\u00bbon\u00a0\u00bb background_enable_image_phone=\u00a0\u00bboff\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb20px|5%|40px|5%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|0%|||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|0%||0px|false|false\u00a0\u00bb border_color_bottom=\u00a0\u00bb#ffffff\u00a0\u00bb border_style_bottom=\u00a0\u00bbdashed\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_padding=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|||0%|false|false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(0,0,0,0.5)\u00a0\u00bb custom_padding=\u00a0\u00bb||40px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p style=\"font-weight: 400;\">Depuis le 1er janvier 2025, avec l\u2019entr\u00e9e en vigueur du Livre 6 du Code civil, les r\u00e8gles de la responsabilit\u00e9 extracontractuelle ont \u00e9t\u00e9 modifi\u00e9es.<\/p>\n<p style=\"font-weight: 400;\">Vous avez lu ou entendu que la quasi-immunit\u00e9 de l\u2019auxiliaire est supprim\u00e9e, que l\u2019interdiction du concours entre responsabilit\u00e9 contractuelle et extracontractuelle dispara\u00eet ? Certainement\u2026mais ces notions restent abstraites et ce qui importe vraiment, ce sont leurs implications concr\u00e8tes.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#233F92&Prime; header_2_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_line_height=\u00a0\u00bb27px\u00a0\u00bb custom_margin=\u00a0\u00bb-23px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2 data-pm-slice=\"1 1 []\"><strong>Qui est concern\u00e9 exactement ?<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(0,0,0,0.5)\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p data-pm-slice=\"1 1 []\"><span lang=\"FR-BE\">Toute personne qui <\/span><span lang=\"FR-BE\">participe<span> \u00e0 l\u2019ex\u00e9cution d\u2019une mission<\/span> pour le compte<span> de son propre contractant<\/span>\u00a0: <span>administrateurs, associ\u00e9s, <\/span>\u00a0<span>collaborateurs ind\u00e9pendants, employ\u00e9s d\u2019un bureau<\/span> ainsi que <span>sous-traitants.<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb custom_margin=\u00a0\u00bb-43px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb20px|5%|40px|5%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|0%|||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|0%||0px|false|false\u00a0\u00bb border_color_bottom=\u00a0\u00bb#ffffff\u00a0\u00bb border_style_bottom=\u00a0\u00bbdashed\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_padding=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|||0%|false|false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#233F92&Prime; header_2_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_line_height=\u00a0\u00bb27px\u00a0\u00bb custom_margin=\u00a0\u00bb||16px|||\u00a0\u00bb custom_padding=\u00a0\u00bb0px|||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2 data-pm-slice=\"1 1 []\"><strong>Qu\u2019est-ce qui change concr\u00e8tement ?<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(0,0,0,0.5)\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span lang=\"FR-BE\">Un ma\u00eetre d\u2019ouvrage ou un tiers l\u00e9s\u00e9 lors d\u2019un chantier sur lequel vous \u00eates intervenu peut <\/span><span lang=\"FR-BE\">vous assigner directement devant le <span>tribunal<\/span>,<span> m\u00eame si vous n\u2019avez conclu aucun contrat. Vous pouvez donc \u00eatre poursuivi personnellement pour une faute commise dans le cadre d\u2019un projet, m\u00eame si vous intervenez <\/span>uniquement comme <span>collaborateur ou sous-traitant d\u2019un bureau.<\/span><\/span><\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\"><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb custom_margin=\u00a0\u00bb-52px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb20px|5%|40px|5%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|0%|||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|0%||0px|false|false\u00a0\u00bb border_color_bottom=\u00a0\u00bb#ffffff\u00a0\u00bb border_style_bottom=\u00a0\u00bbdashed\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_padding=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|||0%|false|false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#233F92&Prime; header_2_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_line_height=\u00a0\u00bb27px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2 data-pm-slice=\"1 1 []\"><strong>Est-ce qu\u2019en qualit\u00e9 d\u2019auxiliaire, vous \u00eates prot\u00e9g\u00e9 par l\u2019assurance du bureau ?<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(0,0,0,0.5)\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p data-pm-slice=\"1 1 []\"><span lang=\"FR-BE\">Vous <\/span><span lang=\"FR-BE\">b\u00e9n\u00e9ficiez de<span> la qualit\u00e9 d\u2019assur\u00e9 dans la police du bureau<\/span>. Si la couverture du bureau est en ordre, vous \u00eates normalement prot\u00e9g\u00e9 et ne devez <span>pas<\/span> supporter <span>vous-m\u00eame les cons\u00e9quences d\u2019un sinistre. <\/span>En revanche,<span> en cas de probl\u00e8me de couverture ou si le bureau est en liquidation, le ma\u00eetre d\u2019ouvrage qui vous <\/span>assigne pourra <span>obtenir votre condamnation personnelle<\/span>,<span> et vous devrez assumer <\/span>personnellement <span>les cons\u00e9quences du sinistre. <\/span><\/span><span lang=\"EN-US\">Le risque est donc bien r\u00e9el.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#233F92&Prime; header_2_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_line_height=\u00a0\u00bb27px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2 data-pm-slice=\"1 1 []\"><strong>Existe-t-il une solution d\u2019assurance pour se couvrir personnellement ? <\/strong><\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb custom_margin=\u00a0\u00bb-46px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb20px|5%|40px|5%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|0%|||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|0%||0px|false|false\u00a0\u00bb border_color_bottom=\u00a0\u00bb#ffffff\u00a0\u00bb border_style_bottom=\u00a0\u00bbdashed\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_padding=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|||0%|false|false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(0,0,0,0.5)\u00a0\u00bb link_option_url=\u00a0\u00bbhttps:\/\/cea-belgium.be\/fr\/contact-form\/\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p style=\"font-weight: 400;\">En effet, les assureurs proposent d\u00e9sormais une police d\u2019assurance destin\u00e9e \u00e0 couvrir ce risque sp\u00e9cifique.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_2_text_color=\u00a0\u00bb#233F92&Prime; header_2_font_size=\u00a0\u00bb20px\u00a0\u00bb header_2_line_height=\u00a0\u00bb27px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2 data-pm-slice=\"1 1 []\"><strong>Est-ce qu\u2019il est int\u00e9ressant de la souscrire ?<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(0,0,0,0.5)\u00a0\u00bb link_option_url=\u00a0\u00bbhttps:\/\/cea-belgium.be\/fr\/contact-form\/\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p style=\"font-weight: 400;\">Cette assurance professionnelle individuelle vous garantit une d\u00e9fense juridique en cas d\u2019assignation et prot\u00e8ge votre patrimoine personnel, le tout pour un prix tr\u00e8s modeste.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bbRGBA(0,0,0,0.5)\u00a0\u00bb link_option_url=\u00a0\u00bbhttps:\/\/cea-belgium.be\/fr\/contact-form\/\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p data-pm-slice=\"1 1 []\"><span style=\"color: #000080;\">En tant que courtier ind\u00e9pendant, CEA BELGIUM se tient \u00e0 votre disposition pour examiner votre situation juridique et analyser vos besoins.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb40px|5%|80px|5%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|0%|||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|0%||0px|false|false\u00a0\u00bb border_color_bottom=\u00a0\u00bb#ffffff\u00a0\u00bb border_style_bottom=\u00a0\u00bbdashed\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb custom_padding=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb|||4%|false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb|||0%|false|false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_divider color=\u00a0\u00bbRGBA(35,63,146,0.5)\u00a0\u00bb divider_position=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb60%\u00a0\u00bb custom_padding=\u00a0\u00bb50px||30px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_divider][et_pb_code admin_label=\u00a0\u00bbCode Share the fun\u00a0\u00bb 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